Taking a Risk in Making a Claim - So insurance companies are happy to take your money, but when you actually ask for your money back (in the form of a claim) they’ll pay it and suddenly drop you like you’ve asked for a kidney from their grandmother. I understand the economy is tight and it’s tough for them to make money on the premiums since the stock market blows chunks, but isn’t this violating a basic social contract between the insurer and insured? Even scarier is how often this happens with health insurance as well…